India’s Most Complete Free Financial Calculator Suite
Making smart money decisions starts with knowing your numbers. Whether you are planning a retirement corpus, calculating your home loan EMI, or figuring out which tax regime saves you more — the right calculator gives you clarity in seconds.
Gyani Turtle’s free financial calculators are built specifically for Indian investors — covering Indian tax laws, government schemes like PPF and NPS, and investment products like SIP, ELSS, and Sukanya Samriddhi. No login required, no hidden charges, 100% free.
What Can You Calculate Here?
Investment Planning: SIP returns, lumpsum growth, step-up SIP projections, FIRE retirement number, and ELSS tax-saving returns — all in one place.
Tax Planning: Compare old vs new tax regime, calculate your 80C deductions, estimate TDS, compute LTCG and STCG on stocks and mutual funds, and calculate HRA exemption.
Government Schemes: PPF maturity, NSC returns, NPS pension corpus, and Sukanya Samriddhi Yojana projections.
Savings & Loans: FD maturity, RD returns, EMI for home and car loans, home loan eligibility, and in-hand salary from CTC.
All calculators use the latest tax slabs and interest rates as updated in Union Budget 2025-26 and current RBI guidelines.
Free tools
Financial Calculators
23 free toolsSIP Calculator
Calculate returns on your monthly systematic investment plan.
Mutual FundsFIRE Number Calculator
Calculate how much money you need to retire early and achieve financial independence.
RetirementFD Calculator
Find out how much your fixed deposit will grow over time.
SavingsEMI Calculator
Calculate your monthly EMI for home, car or personal loans.
LoansIncome Tax Calculator
Compare old vs new tax regime and find which saves you more.
Tax PlanningPPF Calculator
Calculate your Public Provident Fund maturity amount and interest.
Tax SavingNSC Calculator
Calculate returns on your National Savings Certificate investment.
Tax SavingRD Calculator
Find out the maturity amount of your Recurring Deposit.
SavingsGST Calculator
Quickly calculate GST amount and total price for any product.
TaxELSS Calculator
Estimate returns on your tax-saving ELSS mutual fund investment.
Tax SavingInflation Calculator
Understand how inflation erodes your money’s value over time.
EconomicsSukanya Samriddhi Calculator
Plan your daughter’s future with Sukanya Samriddhi Yojana returns.
Government SchemeStep-up SIP Calculator
See how increasing your SIP annually boosts your wealth significantly.
Mutual FundsLumpsum Calculator
See how a one-time investment grows with compound interest.
Mutual FundsNPS Calculator
Estimate your National Pension Scheme corpus and monthly pension.
RetirementNew vs Old Tax Regime
Compare both tax regimes and find which one saves you more money.
Tax Planning80C Deduction Calculator
Maximize your tax savings under Section 80C deductions.
Tax PlanningTDS Calculator
Calculate Tax Deducted at Source on your salary or payments.
Tax PlanningCapital Gains Tax Calculator
Calculate STCG and LTCG tax on your stocks and mutual funds.
Tax PlanningHome Loan Eligibility
Find out how much home loan you are eligible for based on your income.
LoansHRA Calculator
Calculate your House Rent Allowance exemption for tax savings.
Tax PlanningIn-hand Salary Calculator
Convert your CTC to exact take-home salary with all deductions.
SalaryGratuity Calculator
Find out your gratuity amount based on salary and years of service.
SalaryHow to Use These Calculators
Every calculator on this page is standalone — click any tool, enter your numbers, and get instant results. No account needed. For best results, use the Income Tax Calculator first to understand your tax liability, then the 80C Deduction Calculator to identify savings, and finally the ELSS or PPF Calculator to model your investment returns.
All calculations are for educational purposes only. For personalized financial advice, consult a SEBI-registered financial advisor.