Terms of Use

1. 📋 Acceptance of Terms

By using this website, you confirm that you are at least 18 years of age and have read, understood, and agree to be bound by these Terms of Use and our Disclaimer. Gyani Turtle reserves the right to update these terms at any time without prior notice. Continued use of the website constitutes acceptance of any revised terms.

2. 📚 Educational Use Only

All content on Gyani Turtle is provided for educational and informational purposes only. It does not constitute financial, legal, or investment advice. You should always seek professional advice before making any financial decisions. Gyani Turtle is not responsible for any financial loss resulting from decisions made based on content from this website.

3. 🔒 Intellectual Property

All content on this website — including articles, calculators, graphics, logos, and design — is the intellectual property of Gyani Turtle and is protected by applicable copyright laws. You may not reproduce, distribute, modify, or republish any content without prior written permission from Gyani Turtle.

4. ✅ Permitted Use

You may use Gyani Turtle for personal, non-commercial educational purposes. You may share links to our content on social media or other platforms, provided proper attribution is given. You may not use our content for commercial purposes, scraping, or automated data collection without written permission.

5. 🚫 Prohibited Activities

While using Gyani Turtle you must not:

• ✗ Use the website for any unlawful purpose
• ✗ Attempt to hack, disrupt, or damage the website
• ✗ Reproduce or resell any content without permission
• ✗ Impersonate Gyani Turtle or its representatives
• ✗ Use automated bots or scrapers to collect data

6. 🔗 Third Party Links

Gyani Turtle may contain links to external websites. These links are provided for convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

7. ⚖️ Limitation of Liability

To the fullest extent permitted by law, Gyani Turtle shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, this website or its content. This includes but is not limited to financial losses, data loss, or any other damages.

8. 🇮🇳 Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of India. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in India.

9. 🔄 Changes to Terms

Gyani Turtle reserves the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. We encourage you to review these terms periodically. Your continued use of the website after any changes constitutes your acceptance of the new terms.